10 Best AI Tools to Make Money Online in 2026 (Tested & Ranked)

Are you looking for the best AI tools to make money online
in 2026? You’re in the right place.

We tested dozens of AI tools so you don’t have to. Whether
you want to start a blog, create content, build a side hustle,
or automate your income — these tools will help you get there
faster.

Let’s dive in.

  1. ChatGPT (OpenAI)
    Best for: Content creation, copywriting, business automation

ChatGPT is the most versatile AI tool available today. You can
use it to write blog posts, create social media content, draft
emails, build chatbots, and even code simple apps.

How to make money with it:

  • Write and sell blog content for clients
  • Create AI-powered email marketing campaigns
  • Build and sell ChatGPT prompt packs
  • Offer AI copywriting services on Fiverr or Upwork

Pricing: Free plan available. Plus plan at $20/month.

  1. Jasper AI
    Best for: Professional marketing copy and long-form content

Jasper is purpose-built for marketers and bloggers who need
high-quality content at scale. It produces polished,
professional writing faster than any other tool we tested.

How to make money with it:

  • Start a content writing agency
  • Write product descriptions for eCommerce stores
  • Create and sell online courses about AI writing
  • Manage social media content for businesses

Pricing: Starts at $39/month. Affiliate program pays 25%
recurring commission.

  1. Midjourney
    Best for: AI image generation and visual content

Midjourney creates stunning, photorealistic images from text
prompts. The demand for AI-generated visuals is exploding in
2026.

How to make money with it:

  • Sell AI art on Etsy, Adobe Stock, or Shutterstock
  • Create custom illustrations for books and blogs
  • Design social media content for brands
  • Sell Midjourney prompt packs on Gumroad

Pricing: Starts at $10/month.

  1. ElevenLabs
    Best for: AI voice generation and audio content

ElevenLabs produces incredibly realistic AI voices. This opens
up massive opportunities in podcasting, audiobooks, and
YouTube.

How to make money with it:

  • Create faceless YouTube channels with AI voiceovers
  • Produce and sell audiobooks
  • Offer voiceover services to content creators
  • Build podcast content without recording equipment

Pricing: Free plan available. Starter at $5/month.

  1. Surfer SEO
    Best for: SEO-optimized blog content that ranks on Google

Surfer SEO analyzes top-ranking pages and tells you exactly
what to write to rank on Google. It is the secret weapon of
professional bloggers.

How to make money with it:

  • Build niche blogs that earn AdSense revenue
  • Offer SEO content writing services
  • Grow affiliate marketing blogs faster
  • Rank client websites and charge monthly retainers

Pricing: Starts at $89/month. Worth every penny for bloggers.

  1. Copy.ai
    Best for: Quick marketing copy and social media content

Copy.ai generates high-converting marketing copy in seconds.
It is perfect for freelancers and small business owners.

How to make money with it:

  • Offer social media management services
  • Write ad copy for Facebook and Google campaigns
  • Create product listings for Amazon sellers
  • Build a freelance copywriting business

Pricing: Free plan available. Pro at $36/month.

  1. Pictory
    Best for: Turning blog posts into videos automatically

Pictory converts written content into engaging videos with
AI. Video content drives significantly more traffic and
engagement than text alone.

How to make money with it:

  • Repurpose blog content into YouTube videos
  • Create video summaries for newsletters
  • Offer video creation services to businesses
  • Build a faceless YouTube channel

Pricing: Starts at $19/month.

  1. Notion AI
    Best for: Productivity, planning, and business automation

Notion AI supercharges your productivity by automating
research, writing, and project management tasks.

How to make money with it:

  • Sell Notion templates on Gumroad or Etsy
  • Offer business consulting and workflow automation
  • Create and sell productivity courses
  • Manage client projects more efficiently

Pricing: AI add-on at $10/month per user.

  1. Claude (Anthropic)
    Best for: Research, analysis, and long-form writing

Claude excels at deep research, nuanced writing, and complex
analysis. It is especially powerful for creating detailed
blog posts, reports, and educational content.

How to make money with it:

  • Write in-depth research reports for clients
  • Create comprehensive online courses
  • Build content for authority niche websites
  • Offer premium content writing services

Pricing: Free plan available. Pro at $20/month.

  1. Canva AI
    Best for: Graphic design and visual content creation

Canva’s AI features make professional graphic design
accessible to everyone. No design experience needed.

How to make money with it:

  • Create and sell social media templates
  • Design ebook covers and digital products
  • Offer graphic design services on Fiverr
  • Build branded content for businesses

Pricing: Free plan available. Pro at $12.99/month.

Final Thoughts

The AI revolution is creating massive income opportunities
for people who take action now. Whether you start with a
free tool like ChatGPT or invest in a professional suite
like Jasper and Surfer SEO, the key is to start today.

Pick ONE tool from this list. Learn it deeply. Then build
your income stream around it.

Which AI tool are you most excited to try? Let us know in
the comments below!

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